Bankruptcy

If you are considering bankruptcy, you may want to know which debts you will still have to pay afterward. Bankruptcy can eliminate many debts, but some obligations survive the discharge. Knowing which debts may remain can help you prepare for your finances after...

Buy now, pay later services like Klarna, Affirm and Afterpay have changed the way people shop. Instead of paying the full purchase price upfront, you can split purchases into smaller installments that often feel more manageable. Because these are woven into the...

If you feel overwhelmed by debt, you may have wondered whether it is possible to file for Chapter 7 and Chapter 13 bankruptcy at the same time. This blog covers this question to help you get a better picture of your options. Why you cannot do so Under the U.S....

Filing for bankruptcy often raises one major concern: your home. If you own a house in West Virginia and face overwhelming debt, you may worry about losing the place where you live. Bankruptcy law includes protections that may allow you to keep your home, depending on...

The decision to file for bankruptcy is one that often comes at a time when a person is under great financial stress. If you’re in this position, you may want to learn as much as you can as quickly as possible about bankruptcy. One thing that you may come across is the...

Medical debt can pile up fast after an unexpected illness or accident. You might face bills from hospitals, specialists, and labs before realizing how much you owe. When that debt becomes too heavy to handle, bankruptcy can help you erase or manage it and regain...

Filing for Chapter 7 bankruptcy can help individuals or businesses eliminate most of their debts and get a fresh financial start. The process can seem complicated, but understanding the steps involved can make it easier to handle. Chapter 7 bankruptcy is a common...

Going through financial hardship can be overwhelming, but bankruptcy counseling offers a valuable opportunity to gain insight into your financial situation. Before filing for bankruptcy, individuals are required to complete a counseling session designed to help them...

Filing for bankruptcy can feel overwhelming. Thankfully, working with a skilled legal team can take much of the stress associated with this process off of a filer’s shoulders. And, increasingly, utilizing artificial intelligence (AI) tools can help to streamline the...

Realizing that you don’t have enough money to pay all your bills is hard to handle, especially when it occurs on a consistent basis. Eventually, you may realize that you need to do something to get a hold of your financial situation.  One option that’s possible is...