People in West Virginia have different jobs and different levels of income. These jobs and income levels generally govern what people can afford. People need to make monthly budgets to ensure that they can meet their needs and know what extras they can afford. Part of...
The People’s Lawyer
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Bankruptcy ruling shows even stars can lose
Some people think that bankruptcy is too complicated or that the rich get some kind of special attention not available to the rest of us. However, a recent court case shows that everyone is equal under the bankruptcy code. Hollywood deal making does not work in...
Good fences do not always make good neighbors
Home ownership is a source of pride for many in Charles Town. However, home ownership can cause headaches if you have a property dispute with your neighbor. For example, you may disagree on where a fence is built or your neighbor may claim that a shed you built is on...
What are the long-term effects of bankruptcy?
Some people in Virginia who are dealing with overwhelming debt hesitate to file for bankruptcy because they believe that doing so will have long-term negative consequences. However, bankruptcy might improve the financial situations that people are in and provide them...
Chapter 13 bankruptcy basics
Sometimes, despite a borrower’s best efforts, they cannot repay the full amount of the debt they owe each month. They may be interested to know more about Chapter 13 bankruptcy and how an attorney may be able to help. Overview Chapter 13 bankruptcy allows individuals...
What are the two types of personal bankruptcy?
Hard financial times can fall upon just about anyone in West Virginia. A job loss due to a serious illness or a downturn in the economy can easily lead to financial catastrophe, especially when your savings account and unemployment benefits run dry. In such...
Are there ways to halt foreclosure proceedings once they begin?
The year 2020 caused many people in Charles Town to suffer financial hardships. They could have incurred massive medical bills due to an unexpected illness, they may have been furloughed from they job only to come back at reduced pay and hours or they may have lost...
How does Chapter 7 bankruptcy work?
A lot of people are just one unexpected problem away from financial ruin. It could be the sudden loss of a job, the onset of an unexpected medical condition, or even a divorce. Regardless of why you find yourself on hard times, you’re probably looking for a way out....
Navigating the process of civil litigation in West Virginia
Most West Virginia residents have probably never seen the inside of a courtroom. Yes, there are some who will experience divorce cases or maybe even personal injury lawsuits, for example, but there are probably more people who have not experienced these legal matters...
Medical debt ravaging working-age adults
Readers of our blog are often looking for information and help. For many West Virginians, they may be dealing with medical debt, especially if they are working-age adults. In fact, the Commonwealth Fund’s biennial health insurance survey found medical debt raving this...
